Home2023-08-08T12:51:32-06:00

We Have You Covered

Insurance
from a team
that cares

States where we write insurance

Our office is located in Broomfield, Colorado, but your agent can provide coverage for you in any of these states.

Don’t see your state listed? We still might be able to help! Call our office for a quote consultation.

AL AK AZ AR CA CO CT DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY DC

Trusted.
Local.
Independent.

We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect.  That’s why we work with a wide range of insurance companies and products to meet your specific needs, including customized coverages.

We don’t work for the insurance company, we work for you.

Easy Quoting Options

Homeowners
Insurance

Automobile
Insurance

Business
Insurance

From Our Clients

Matt was very efficient. He was knowledgeable and quick to get information to me. Buying a home can be stressful and overwhelming, but with Matt’s help, I don’t have to worry about my homeowners or vehicle insurance. He took care of everything for me!Thank you, Matt!!!

– Heather Greene

Patrick and team really helped put our mind at ease while hunting for new house and auto insurance. We were long time customers with another insurance company but they weren’t able to match or come in better then the rates that Patrick was able to find for us. Would recommend Patrick and team 100%.

– TJ Hayes

“Relocated to CO and had to reset all of my personal Insurance needs, Home Auto + Umbrella. Matt was super to work with and found us some great options!”

– Jim Grim

Manage Your Policies Online

View your policies and coverages, download documents, auto ID cards, request changes, and more.

Couple sitting outdoors managing insurance policies online
Colorado mountains with home insured with homeowners insurance in Colorado

FAQs

What is insurance, in simple terms?2023-05-23T13:55:21-06:00

Insurance is a way to protect yourself or your belongings from unexpected events that could cause financial loss or damage. It works by spreading the risk among a large number of people who pay a relatively small amount of money called a premium. In exchange for this premium, the insurance company agrees to provide financial assistance if a covered event occurs.

Here’s a simple example to help illustrate how insurance works: Let’s say you have a car and you buy car insurance. You pay a premium to the insurance company, typically on a regular basis (monthly or annually). If you have an accident and your car gets damaged, the insurance company will help cover the cost of repairs or replacement, depending on the terms of your policy.

Insurance can cover various things like health, home, car, life, and even business-related risks. The specific coverage and terms vary depending on the type of insurance and the policy you choose. The insurance policy outlines what events are covered, what is excluded, and how much the insurance company will pay in case of a claim.

It’s important to note that insurance is based on the concept of pooling risk. By spreading the risk among many policyholders, insurance companies can afford to pay for the losses of the few who experience them, providing a safety net for individuals and businesses.

In summary, insurance is a way to protect yourself financially against unexpected events. By paying a premium to an insurance company, you can transfer the risk of potential losses to them, allowing you to have peace of mind and assistance when you need it most.

Will turning in a claim automatically increase my insurance?2023-05-23T13:54:59-06:00

The answer is, it depends.

Different insurance companies will have different formulas on determining your insurance premium; one of which can be claim frequency and severity.  It is our recommendation to discuss your specific claim with our claims manager to see if turning in a claim makes sense.  However, all possible liability claims need to be turned in; as the insurance company needs to be put on notice.

What is an adjuster?2022-03-31T11:22:25-06:00

An adjuster is a representative of the insurance company that helps settle a claim.  They are not employed by us.  We do not settle claims as this is done by the adjuster.  However, we will assist in making sure a covered claim is paid fairly and promptly.

Latest from our Instagram Feed

Loading the next set of instagram posts...

Ready to Get Started

Start a Quote

Log In

Don’t have an account?